The bank reported standalone net profit of Rs 18,641.28 crore for the quarter ended September 30, 2025 as compared to Rs 16820.97 crore in the same period last year, registering a year-on-yearÿgrowthÿof 10.82 per cent.
Interest income of the bank rose by 3.61 per cent at Rs 76690.70 crore for the quarter ended September 30, 2025 as against Rs 74016.91 crore in the corresponding period last year.
During the July-September quarter, total income rose moderately by 6.48 per cent to Rs 91,040.72 crore from Rs 85,499.64 crore in the year ago period.
Meanwhile, operating expenses increased by 3.82 per cent to Rs 63,117.12 crore from Rs 60,793.90 crore in the same period last year.
Operating profit surged 13.02 per cent to Rs 27,923.60 crore from Rs. 24,705.74 crore.
Provisions and Contingencies surged by 29.63 per cent at Rs 3,500.53 crore from Rs 2,700.46 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 4.77 per cent at Rs 31,551.50 crore versus Rs 30,113.90 crore in the year ago period. Non-interest income rose 24.97 per cent year-on-year to Rs 14,350.02 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.24 per cent of the gross advances as at the end of September 30, 2025 from a level of 1.36 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 0.42 per cent of net advances on September 30, 2025 from 0.41 per cent a year ago.