The bank reported standalone net profit of Rs 352.31 crore for the quarter ended September 30, 2025 as compared to Rs 200.69 crore in the same period last year, registering a year-on-yearÿgrowthÿof 75.55 per cent.
Interest income of the bank rose by 10.94 per cent at Rs 9936.89 crore for the quarter ended September 30, 2025 as against Rs 8956.93 crore in the corresponding period last year.
During the July-September quarter, total income rose moderately by 10.71 per cent to Rs 11,828.34 crore from Rs 10,684.23 crore in the year ago period.
Meanwhile, operating expenses increased by 14.05 per cent to Rs 9,948.24 crore from Rs 8,722.38 crore in the same period last year.
Operating profit slipped 4.17 per cent to Rs 1,880.10 crore from Rs. 1,961.85 crore.
Provisions and Contingencies slipped by 16.17 per cent at Rs 1,451.88 crore from Rs 1,731.94 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 6.78 per cent at Rs 5,112.56 crore versus Rs 4,787.85 crore in the year ago period. Non-interest income rose 9.50 per cent year-on-year to Rs 1,891.45 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.86 per cent of the gross advances as at the end of September 30, 2025 from a level of 1.92 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 0.52 per cent of net advances on September 30, 2025 from 0.48 per cent a year ago.