News Details

( As on 03/11/2025 17:20)

City Union Bank Q2 net profit up 15.22% at Rs 328.59 cr

The bank reported standalone net profit of Rs 328.59 crore for the quarter ended September 30, 2025 as compared to Rs 285.18 crore in the same period last year, registering a year-on-yearÿgrowthÿof 15.22 per cent.

Interest income of the bank rose by 15.29 per cent at Rs 1653.13 crore for the quarter ended September 30, 2025 as against Rs 1433.95 crore in the corresponding period last year.

During the July-September quarter, total income rose moderately by 15.18 per cent to Rs 1,912.26 crore from Rs 1,660.27 crore in the year ago period.

Meanwhile, operating expenses increased by 17.01 per cent to Rs 1,441.67 crore from Rs 1,232.09 crore in the same period last year.

Operating profit surged 9.90 per cent to Rs 470.59 crore from Rs. 428.18 crore.

Provisions and Contingencies slipped by 18.57 per cent at Rs 57.00 crore from Rs 70.00 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 14.43 per cent at Rs 666.54 crore versus Rs 582.49 crore in the year ago period. Non-interest income rose 14.50 per cent year-on-year to Rs 259.13 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.42 per cent of the gross advances as at the end of September 30, 2025 from a level of 3.54 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.90 per cent of net advances on September 30, 2025 from 1.62 per cent a year ago.