Interest Earned | | | | | |
Int. /Disc. on Adv/Bills | 11661.17 | 11593.23 | 10863.10 | 10533.00 | 9289.07 |
Income on Investment | 4929.80 | 5084.16 | 5012.04 | 4897.58 | 4616.33 |
Int. on balances With RBI | 729.46 | 424.03 | 492.37 | 518.69 | 601.61 |
Others | 79.49 | 93.67 | 234.84 | 263.87 | 128.78 |
Total Interest Earned | 17399.92 | 17195.09 | 16602.35 | 16213.14 | 14635.79 |
Other Income | 3293.90 | 3055.21 | 2815.30 | 2692.32 | 2020.74 |
Total Income | 20693.82 | 20250.30 | 19417.65 | 18905.46 | 16656.53 |
| | | | | |
EXPENDITURE | | | | | |
Interest Expended | 10697.79 | 10221.67 | 9608.00 | 9482.89 | 8399.48 |
Employee Cost | 3735.96 | 3686.31 | 3548.54 | 3392.99 | 2932.78 |
Other Expenses | 2149.24 | 2348.72 | 2079.61 | 2014.52 | 1934.60 |
Total Expenses | 16582.99 | 16256.70 | 15236.15 | 14890.40 | 13266.86 |
| | | | | |
Operating Profit Before Provisions And Contingencies | 4110.83 | 3993.60 | 4181.50 | 4015.06 | 3389.67 |
Provisions And Contingencies | 838.69 | 1405.33 | 1791.70 | 1530.50 | 1784.40 |
Exceptional Items | 84.85 | 0.00 | 0.00 | 0.00 | 0.00 |
P/L Before Tax | 3356.99 | 2588.27 | 2389.80 | 2484.56 | 1605.27 |
Tax | 876.94 | 578.07 | 582.20 | 945.21 | 568.63 |
P/L After Tax from Ordinary Activities | 2480.05 | 2010.20 | 1807.60 | 1539.35 | 1036.64 |
Net Profit/Loss For the Period | 2480.05 | 2010.20 | 1807.60 | 1539.35 | 1036.64 |
Minority Interest | -4.45 | -4.58 | 4.42 | -4.58 | -4.36 |
Share Of P/L Of Associates | 38.17 | 62.34 | 63.07 | 15.99 | 84.65 |
Net P/L After Minority Interest & Share Of Associates | 2513.77 | 2067.96 | 1875.09 | 1550.76 | 1116.93 |
| | | | | |
Equity Share Capital | 9051.40 | 9051.40 | 8680.94 | 8680.94 | 8680.94 |
| | | | | |
ANALYTICAL RATIOS | | | | | |
(%) of Share by Govt. | 89.27 | 89.27 | 93.08 | 0.00 | 93.08 |
EPS Before Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 2.78 | 2.22 | 2.15 | 1.77 | 1.29 |
Diluted EPS (Rs.) | 2.78 | 2.22 | 2.15 | 1.77 | 1.29 |
EPS After Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 2.78 | 2.22 | 2.15 | 1.77 | 1.29 |
Diluted EPS (Rs.) | 2.78 | 2.28 | 2.15 | 1.79 | 1.29 |
| | | | | |
NPA Ratios: | | | | | |
Gross NPA | 8901.12 | 9289.29 | 11676.00 | 0.00 | 10726.17 |
Net NPA | 1408.13 | 1581.83 | 1719.64 | 0.00 | 3705.64 |
(%) of Gross NPA | 3.02 | 3.18 | 4.59 | 0.00 | 4.61 |
(%) of Net NPA | 0.49 | 0.56 | 0.70 | 0.00 | 1.64 |
Return on Assets % | 1.07 | 0.96 | 0.87 | 0.00 | 0.57 |
| | | | | |
OPBPC Margin (%) | 23.62 | 23.22 | 25.18 | 24.76 | 23.16 |
PBT Margin (%) | 19.29 | 15.05 | 14.39 | 15.32 | 10.96 |
PAT Margin (%) | 14.25 | 11.69 | 10.88 | 9.49 | 7.08 |
PAT After MI And SoA Margin (%) | 14.44 | 12.02 | 11.29 | 9.56 | 7.63 |