Interest Earned | | | | | |
Int. /Disc. on Adv/Bills | 9020.58 | 8096.51 | 7470.81 | 6691.39 | 5812.58 |
Income on Investment | 3169.06 | 3177.68 | 3086.35 | 3037.46 | 3140.84 |
Int. on balances With RBI | 729.01 | 773.04 | 783.12 | 627.78 | 572.27 |
Others | 45.90 | 55.12 | 71.31 | 86.12 | 88.87 |
Total Interest Earned | 12964.55 | 12102.35 | 11411.59 | 10442.75 | 9614.56 |
Other Income | 2578.13 | 1828.50 | 1985.73 | 1279.80 | 1782.99 |
Total Income | 15542.68 | 13930.85 | 13397.32 | 11722.55 | 11397.55 |
| | | | | |
EXPENDITURE | | | | | |
Interest Expended | 7888.38 | 7548.45 | 7236.16 | 6517.40 | 5690.58 |
Employee Cost | 2940.54 | 2512.57 | 2796.04 | 2090.63 | 2104.61 |
Other Expenses | 1429.30 | 1117.00 | 973.11 | 930.29 | 891.41 |
Total Expenses | 12258.22 | 11178.02 | 11005.31 | 9538.32 | 8686.60 |
| | | | | |
Operating Profit Before Provisions And Contingencies | 3284.46 | 2752.83 | 2392.01 | 2184.23 | 2710.95 |
Provisions And Contingencies | 1252.14 | 951.60 | 809.61 | 1197.78 | 782.96 |
P/L Before Tax | 2032.32 | 1801.23 | 1582.40 | 986.45 | 1927.99 |
Tax | 741.06 | 647.53 | 553.80 | 361.31 | 693.79 |
P/L After Tax from Ordinary Activities | 1291.26 | 1153.70 | 1028.60 | 625.14 | 1234.20 |
Net Profit/Loss For the Period | 1291.26 | 1153.70 | 1028.60 | 625.14 | 1234.20 |
Share Of P/L Of Associates | 14.62 | 8.40 | 1777.78 | 3.33 | -22.70 |
Net P/L After Minority Interest & Share Of Associates | 1305.88 | 1162.10 | 2806.38 | 628.47 | 1211.50 |
| | | | | |
Equity Share Capital | 12539.56 | 11955.96 | 11955.96 | 11955.96 | 11955.96 |
Reserves Excluding Revaluation Reserves | 15298.47 | 0.00 | 12260.27 | 10844.44 | 10844.44 |
| | | | | |
ANALYTICAL RATIOS | | | | | |
(%) of Share by Govt. | 90.95 | 95.39 | 95.39 | 95.39 | 95.39 |
EPS Before Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 1.03 | 0.97 | 0.86 | 0.53 | 1.03 |
Diluted EPS (Rs.) | 1.03 | 0.97 | 0.86 | 0.53 | 1.03 |
EPS After Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 1.03 | 0.96 | 0.86 | 0.53 | 1.03 |
Diluted EPS (Rs.) | 1.04 | 0.96 | 2.35 | 0.53 | 1.01 |
| | | | | |
NPA Ratios: | | | | | |
Gross NPA | 5918.54 | 6293.86 | 0.00 | 6939.35 | 7726.46 |
Net NPA | 1068.31 | 1406.44 | 0.00 | 1801.67 | 2018.02 |
(%) of Gross NPA | 2.69 | 3.18 | 0.00 | 4.14 | 4.78 |
(%) of Net NPA | 0.50 | 0.73 | 0.00 | 1.11 | 1.29 |
Return on Assets % | 0.79 | 0.73 | 0.00 | 1.25 | 0.80 |
| | | | | |
OPBPC Margin (%) | 25.33 | 22.74 | 20.96 | 20.91 | 28.19 |
PBT Margin (%) | 15.67 | 14.88 | 13.86 | 9.44 | 20.05 |
PAT Margin (%) | 9.95 | 9.53 | 9.01 | 5.98 | 12.83 |
PAT After MI And SoA Margin (%) | 10.07 | 9.60 | 24.59 | 6.01 | 12.60 |