Interest Earned | | | | | |
Int. /Disc. on Adv/Bills | 11456.75 | 11426.33 | 11124.79 | 10848.52 | 10636.50 |
Income on Investment | 3905.75 | 3893.91 | 3813.26 | 3734.86 | 3556.08 |
Int. on balances With RBI | 388.39 | 409.38 | 389.53 | 402.20 | 418.43 |
Others | 108.74 | 40.54 | 41.43 | 55.05 | 22.40 |
Total Interest Earned | 15859.63 | 15770.16 | 15369.01 | 15040.63 | 14633.41 |
Other Income | 2934.73 | 2397.38 | 2602.21 | 2077.13 | 2432.08 |
Total Income | 18794.36 | 18167.54 | 17971.22 | 17117.76 | 17065.49 |
| | | | | |
EXPENDITURE | | | | | |
Interest Expended | 9467.06 | 9345.18 | 9153.50 | 8860.51 | 8609.13 |
Employee Cost | 2734.24 | 2441.99 | 2481.39 | 2316.99 | 2646.77 |
Other Expenses | 1568.94 | 1600.11 | 1563.27 | 1416.22 | 1480.61 |
Total Expenses | 13770.24 | 13387.28 | 13198.16 | 12593.72 | 12736.51 |
| | | | | |
Operating Profit Before Provisions And Contingencies | 5024.12 | 4780.26 | 4773.06 | 4524.04 | 4328.98 |
Provisions And Contingencies | 794.31 | 1059.61 | 1099.07 | 1261.11 | 1250.78 |
P/L Before Tax | 4229.81 | 3720.65 | 3673.99 | 3262.93 | 3078.20 |
Tax | 1268.42 | 844.50 | 933.96 | 845.63 | 817.89 |
P/L After Tax from Ordinary Activities | 2961.39 | 2876.15 | 2740.03 | 2417.30 | 2260.31 |
Net Profit/Loss For the Period | 2961.39 | 2876.15 | 2740.03 | 2417.30 | 2260.31 |
Minority Interest | -0.39 | -0.45 | -1.11 | -0.97 | -0.86 |
Share Of P/L Of Associates | 20.64 | 34.03 | 60.78 | 154.07 | 36.16 |
Net P/L After Minority Interest & Share Of Associates | 2981.64 | 2909.73 | 2799.70 | 2570.40 | 2295.61 |
| | | | | |
Equity Share Capital | 1346.96 | 1346.96 | 1346.96 | 1346.96 | 1346.96 |
Reserves Excluding Revaluation Reserves | 62965.17 | 52926.05 | 52926.05 | 52926.05 | 52926.05 |
| | | | | |
ANALYTICAL RATIOS | | | | | |
(%) of Share by Govt. | 73.84 | 73.84 | 73.84 | 73.84 | 73.84 |
EPS Before Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 22.14 | 21.60 | 20.79 | 19.08 | 17.04 |
Diluted EPS (Rs.) | 22.14 | 21.60 | 20.79 | 19.08 | 17.04 |
EPS After Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 22.14 | 21.60 | 20.79 | 19.08 | 17.04 |
Diluted EPS (Rs.) | 22.14 | 21.60 | 20.79 | 19.08 | 17.04 |
| | | | | |
NPA Ratios: | | | | | |
Gross NPA | 18178.86 | 18208.35 | 19148.00 | 20302.16 | 21106.31 |
Net NPA | 1109.56 | 1126.86 | 1445.29 | 2026.59 | 2222.58 |
(%) of Gross NPA | 3.09 | 3.26 | 3.48 | 3.77 | 3.95 |
(%) of Net NPA | 0.19 | 0.21 | 0.27 | 0.39 | 0.43 |
Return on Assets % | 1.40 | 1.42 | 1.39 | 1.29 | 1.18 |
| | | | | |
OPBPC Margin (%) | 31.67 | 30.31 | 31.05 | 30.07 | 29.58 |
PBT Margin (%) | 26.67 | 23.59 | 23.90 | 21.69 | 21.03 |
PAT Margin (%) | 18.67 | 18.23 | 17.82 | 16.07 | 15.44 |
PAT After MI And SoA Margin (%) | 18.80 | 18.45 | 18.21 | 17.08 | 15.68 |