Interest Earned | | | | | |
Int. /Disc. on Adv/Bills | 10493.24 | 10406.12 | 10351.97 | 10208.81 | 9694.47 |
Income on Investment | 2005.73 | 1857.03 | 1802.31 | 1653.05 | 1589.19 |
Int. on balances With RBI | 248.50 | 371.57 | 344.29 | 288.45 | 235.95 |
Others | 53.30 | 51.56 | 48.20 | 48.22 | 52.64 |
Total Interest Earned | 12800.77 | 12686.28 | 12546.77 | 12198.53 | 11572.25 |
Other Income | 2355.03 | 2184.97 | 2441.61 | 2508.13 | 2395.92 |
Total Income | 15155.80 | 14871.25 | 14988.38 | 14706.66 | 13968.17 |
| | | | | |
EXPENDITURE | | | | | |
Interest Expended | 7572.68 | 7339.02 | 7139.14 | 6822.08 | 6276.62 |
Employee Cost | 1482.82 | 1504.93 | 1438.41 | 1410.21 | 1390.74 |
Other Expenses | 2499.65 | 2427.47 | 2459.03 | 2392.83 | 2258.48 |
Total Expenses | 11555.15 | 11271.42 | 11036.58 | 10625.12 | 9925.84 |
| | | | | |
Operating Profit Before Provisions And Contingencies | 3600.65 | 3599.83 | 3951.80 | 4081.54 | 4042.33 |
Provisions And Contingencies | 1743.63 | 1820.10 | 1049.84 | 950.23 | 969.25 |
P/L Before Tax | 1857.02 | 1779.73 | 2901.96 | 3131.31 | 3073.08 |
Tax | 454.67 | 448.47 | 731.24 | 782.23 | 771.66 |
P/L After Tax from Ordinary Activities | 1402.35 | 1331.26 | 2170.72 | 2349.08 | 2301.42 |
Net Profit/Loss For the Period | 1402.35 | 1331.26 | 2170.72 | 2349.08 | 2301.42 |
Share Of P/L Of Associates | -0.02 | 0.03 | 0.07 | 0.07 | 0.07 |
Net P/L After Minority Interest & Share Of Associates | 1402.33 | 1331.29 | 2170.79 | 2349.15 | 2301.49 |
| | | | | |
Equity Share Capital | 779.05 | 778.99 | 778.73 | 778.32 | 777.73 |
EPS Before Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 18.01 | 17.09 | 27.89 | 30.19 | 29.60 |
Diluted EPS (Rs.) | 18.00 | 17.08 | 27.85 | 30.14 | 29.55 |
EPS After Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 18.01 | 17.09 | 27.89 | 30.19 | 29.60 |
Diluted EPS (Rs.) | 18.00 | 17.08 | 27.85 | 30.14 | 29.55 |
| | | | | |
NPA Ratios: | | | | | |
Gross NPA | 8375.29 | 7638.52 | 7126.80 | 6693.38 | 6377.05 |
Net NPA | 2495.76 | 2282.01 | 2095.47 | 1968.90 | 1875.18 |
(%) of Gross NPA | 2.25 | 2.11 | 2.02 | 1.92 | 1.92 |
(%) of Net NPA | 0.68 | 0.64 | 0.60 | 0.57 | 0.57 |
Return on Assets % | 1.03 | 1.00 | 1.70 | 1.90 | 1.93 |
| | | | | |
OPBPC Margin (%) | 28.12 | 28.37 | 31.49 | 33.45 | 34.93 |
PBT Margin (%) | 14.50 | 14.02 | 23.12 | 25.66 | 26.55 |
PAT Margin (%) | 10.95 | 10.49 | 17.30 | 19.25 | 19.88 |
PAT After MI And SoA Margin (%) | 10.95 | 10.49 | 17.30 | 19.25 | 19.88 |